Mechanisms of managing electronic banking risks in the Algerian banking system

Djelaila Abdeldjalil, Ouafi Nadjem,

Abstract

E-banking is a prerequisite in the equation of any banking industry in the world, due to the multiple benefits that it has for the bank and the customer alike, however, with the growth of these electronic banking businesses, the need to manage and monitor their risks has emerged, in order to reduce and control those risks. In order to reconcile achieving the goals of banks on the one hand, and to meet the desires and aspirations of customers on the other hand. This research paper aims to introduce the management of risks related to electronic banking in its international garment, as it seeks to uncover the state of the Algerian banking system and the extent of its conformity with international standards emanating from the Basel Committee, and the study found the weakness of Algerian legislation in this field, with a slow pace with global standards, as recommended With a set of recommendations, such as the need to activate banking supervision of electronic banking, and to benefit from the experiences of some Arab countries